Fidelity Institutional Wealth Services TRADE EXECUTION CONFIRMATION
Conf. No: FIn2021n008412 | Date: July 8, 2021
Institutional Client Services | Wealth Management Platform
Home Purchase Down Payment Staging
Equity & Bond Liquidation to Fund Home Purchase (DecisionID-2021-141 / EventID-2021-01)
Client Household: Alex & Sam Chen Confirmation No.: FIn2021n008412
(HH-CHEN-001)
Advisor: Morgan Park, CFP® Confirmation Date: July 8, 2021
(ADV-PARK-001) | Clearwater
Wealth Partners
Custodian: Fidelity Institutional Wealth Services Settlement Date: July 9, 2021
(CUST-FI-001)
Decision / Ref: DecisionID-2021-141 / Document ID: DOC-TradeConf-2021Q3-001
EventID-2021-01 (Home purchase
— 3215 Lakeview Circle,
Wayzata MN )
Meeting Ref: MtgID-2021Q2-01 Confirmation Goal-Directed Liquidation — Home
Type: Purchase
IPS Version: IPS-2020 (60/35/5) — temporary Tax Year: 2021
liquidity carve-out memo
TRADE CONTEXT & RATIONALE
Liquidation of ACCT-TX01 positions to stage approximately $79,000 in cash for the home purchase down payment at 7841 Cedar
Ridge Dr, Wayzata, MN 55391 (EventID-2021-01; mortgage via Lakeside Mortgage Co., 30-year fixed 3.10%). Per
DecisionID-2021-141 and accompanying IPS liquidity memo, equity and bond positions sold in tax-efficient order: highest-basis
lots liquidated first to minimize capital gains while meeting target proceeds of ~$79,000. All proceeds transferred to ACCT-CASH
(Cash Management Account) for wire to escrow. A temporary liquidity carve-out is documented; portfolio will be rebuilt toward
IPS-2020 targets post-close.
TRADE EXECUTION DETAIL
Trade Actio Gross Comm/ Net Notes / Lot
Account / No. Settle Security CUSIP Quantity Price
Date n Amt Fee Amount Info
Down
payment
staging; LT
ACCT-TX01
07/08/202 07/09/20 UECIX 67890A10 $26,000.0 ($26,000. gain
Z23n8472n91 SELL 325 $80.00 $0.00
1 21 US Equity Core Index Fund 0 0 00) Basis: Feb
Joint Taxable Brokerage
2016 lot; basis
$40.00/sh; LT
gain $13,000
Fidelity Institutional Wealth Services | 245 Summer Street, Boston, MA 02210 | fidelityinstitutional.com
Page 1
Document Ref: DOC-TradeConf-2021Q3-001 | Household: HH-CHEN-001 | Custodian: CUST-FI-001 | Synthetic demo data only

Fidelity Institutional Wealth Services TRADE EXECUTION CONFIRMATION
Conf. No: FIn2021n008412 | Date: July 8, 2021
Institutional Client Services | Wealth Management Platform
Trade Actio Gross Comm/ Net Notes / Lot
Account / No. Settle Security CUSIP Quantity Price
Date n Amt Fee Amount Info
Down
payment
staging; LT
ACCT-TX01 IDEIX
07/08/202 07/09/20 45678A10 $10,200.0 ($10,200. gain
Z23n8472n91 SELL Intl Developed Equity Index 300 $34.00 $0.00
1 21 0 0 00) Basis: Feb
Joint Taxable Brokerage Fund
2016 lot; basis
$25.00/sh; LT
gain $2,700
Down
payment
staging;
ACCT-TX01 bond
07/08/202 07/09/20 MUNIX 78901A10 $15,450.0 ($15,450.
Z23n8472n91 SELL 1,500 $10.30 $0.00 liquidation
1 21 Municipal Bond Fund 0 0 00)
Joint Taxable Brokerage Basis:
Blended basis
$10.00/sh; LT
gain $450
Down
payment
staging;
ACCT-TX01 STBIX
07/08/202 07/09/20 12345A10 $27,270.0 ($27,270. cash equiv
Z23n8472n91 SELL Short-Term Bond / Cash 2,700 $10.10 $0.00
1 21 0 0 00) sell
Joint Taxable Brokerage Equiv Fund
Basis: Basis
$10.00/sh; LT
gain $270
TOTAL
S
Total Sold / Redeemed: $78,920.00
SETTLEMENT SUMMARY
Description Amount Settlement Date Direction
Total Proceeds (SELL orders) $78,920.00 July 9, 2021 Credit
TAX IMPACT NOTES
UECIX sale (325 shares): basis $40.00/sh; gain = ($80.00 - $40.00) × 325 = $13,000 LT (Feb 2016 lot; held >60 months). IDEIX
sale (300 shares): basis $25.00/sh; gain = ($34.00 - $25.00) × 300 = $2,700 LT (Feb 2016 lot). MUNIX (1,500 sh): basis
$10.00/sh; gain = $450 LT. STBIX (2,700 sh): basis $10.00/sh; gain = $270 LT. Total from this trade: $16,420 LT gain. 2021 total
net cap gains ~$18,500 LT (tax topic: TaxTopicID-2021-01). Itemized deduction year; mortgage interest deductible.
IMPORTANT: This Trade Execution Confirmation is a summary of executed orders processed through the Fidelity Institutional platform. All transactions are subject to
the terms and conditions of the applicable account agreement. Prices shown are execution prices; actual settlement may vary for equity securities by T+2. Tax
information is provided for planning reference only; clients should consult their tax advisor. This document is synthetic demo data generated for product demonstration
purposes and does not constitute an actual trade confirmation, investment advice, or tax advice.
Fidelity Institutional Wealth Services | 245 Summer Street, Boston, MA 02210 | fidelityinstitutional.com
Page 2
Document Ref: DOC-TradeConf-2021Q3-001 | Household: HH-CHEN-001 | Custodian: CUST-FI-001 | Synthetic demo data only
